Delegated Authority insurance is a specialised form of delivering insurance services via approved agents or, so called, coverholders. It is key aspect of every modern-day insurance company’s operations and requires highly efficient and cost-effective processes to manage data transfer as well as counterparty governance.

Leading insurer Markel International provide significant Delegated Authority insurance capacity to the insurance markets in the UK, Germany, Denmark, Netherlands, Spain and Canada. As part of this global insurer’s strategic planning for growth 2020-25 FUSE Consultancy worked with 150 staff across 6 international teams to complete a complex piece of work analysing the full end to end Delegated Authority insurance process, data and technology in use, delivering detailed recommendations across the business.

The Delegated Authority insurance market is a complex business channel which the traditional insurance industry has struggled to manage effectively. Multiple Delegated Authority technology providers now exist all trying to help solve industry wide challenges of data management, reporting and audit.

If you would like to hear FUSE Consultancy’s view on the evolving Delegated Authority insurance technology landscape, do get in touch.


In 2019 the London Wholesale Division of US insurance company Markel International announced ambitious plans to further grow its business over the next three years. The “One Wholesale” Programme’s stated objectives included greater productivity, an improved customer and employee experience together with an operating cost reduction.

Seeking a transformative new digital way of working, FUSE Consultancy were engaged to redesign the wholesale underwriting process, capture of data and system architecture.

Working with multiple front and back office teams and technology partners Infosys, through 2020 FUSE Consultancy designed and built a future state digital underwriting process deploying automated workflow and multiple API integrations.

Key features of the new insurance underwriting process included the import of risk data, customer email integration and automated workflow of key activities. The end-result was an impressive 25% reduction in system touch points and 50% improvement in end-to-end processing time.


Working in support of Ocado PLC’s Transformation Office in 2018-19, guiding a business undergoing major change around pace and scale, FUSE Consultancy supported numerous change initiatives all designed to improve efficiency in ways of working internationally.

Business Process Management (BPM)
Helping to identify and iron out key end to end process pain points. FUSE established a new Centre of Process Excellence deployed across multiple projects, refining key business processes and the capability to capture, visualise and govern process using fully implemented third-party process management software.

Portfolio Project Management (PPM)
Leading a team conducting a comprehensive Business Requirements study and RFP process for PPM software. FUSE shortlisted 3 providers (Planisware, ServiceNow and Clarity), completing a qualitative scorecard assessment of product features and benefits, leading to a Board recommendation on implementation.

Specialty insurance MGA Build Out

Overseeing a Specialty Underwriting Agency’s build out into a US$ 60m premium business unit with new operations in multiple geographies.

As Deputy Chairman and Integration Programme Manager at Thomas Miller Specialty between 2016 and 2018 Roger Lewis established and led a team of function heads to acquire and integrate multiple business units into a single operation. Weekly working groups, careful management of agreed deliverables and working papers and effective leadership of the key people involved in the project and its day-to-day operations, all contributed to the successful start of this new business.


A key part of the strategic plans for this new business unit was to expand their London operations into Canada. For those in the know, the regulatory regime in Canada requires significant commitment and engagement to succeed as well as deployment of effective local resources. Once in flight, it was a pleasure to engage and hand over this live project in good hands to its local team to complete its delivery.

This business unit required a brand-new green field operation on the Island of Guernsey as well as insurance support in London. Detailed dialogue with regulatory professionals and engagement with programme work streams enabled the necessary approvals to be obtained and new office to be up and operational to deliver upon promised business objectives.